In addition to supercharging your rewards with your largest spend, paying your rent with Chexy can help to unlock lucrative MSR and welcome bonuses for top-tier credit cards!
Here are the best travel credit cards to pay your rent with Chexy:
American Express
American Express Cobalt® Card
The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.
The welcome bonus is distributed monthly for the first 12 months. You’ll earn 1,250 Membership Rewards points for every $750 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 15,000 Membership Rewards points.
You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.
Or you can transfer them into Aeroplan points, Avios (British Airways/Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors.
With the American Express Cobalt® Card, you can earn between 1 and 5 points per dollar:
Category | Points per dollar |
Grocery stores (Metro, IGA, Sobeys, Super C, etc.) | 5 |
Food delivery | 5 |
Restaurants and bars | 5 |
Convenience stores | 5 |
Streaming subscriptions | 3 |
Gas station | 2 |
Transportation | 2 |
Travel | 2 |
Other | 1 |
This is a 1 to 5% return on all these purchases.
For example, if you spend $1,000 per month on groceries and/or restaurants and/or food delivery, you’ll earn $50 cash back per month, or $600 cash back per year with this card for this category of purchases!
And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!
In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Gold Rewards Card
Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express® Gold Rewards Card. That’s a $600 value for travel or any purchase on the Card.
You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).
With this Card, you get many benefits like:
- $100 annual travel credit
- Priority Pass membership and 4 complimentary Plaza Premium visits per year
- $50 NEXUS credit
You earn 2 points per dollar for travel purchases, and at:
- gas stations
- grocery stores
- drugstores
And 1 point per dollar everywhere else.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Green Card
Do you want a cash back credit card with no annual fee that earns travel points? Here is an option for you: the American Express® Green Card.
By signing up for the American Express® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card. You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).
That’s a nice welcome bonus for a credit card with no annual fee.
You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Aeroplan®* Card
With this welcome offer for the Aeroplan®* American Express® Card, you can earn up to 50,000 Aeroplan points.
Here’s how:
- Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card within the first 3 months.
- Plus, earn an additional 20,000 Aeroplan points when you spend $1,000 in purchases in month 13
With this Card, you earn 2X the points on purchases made directly with Air Canada and Air Canada Vacations.
And 1.5x the points on Dining and Food Delivery purchases in Canada. Anywhere else, you will earn 1X the points.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Marriott Bonvoy® American Express®* Card
The Marriott Bonvoy® American Express®* Card is the best credit card for free hotel nights.
With this welcome offer, you can earn 50,000 Marriott Bonvoy points by spending $1,500 in the first 3 months after joining.
It’s a Card we recommend keeping because each year at renewal, you get an Annual Free Night Award (for up to 35,000 points at hotels worldwide) and 15 Elite Night Credits per year, counting towards your Marriott Bonvoy Elite status.
With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases.
Finally, this Card comes with comprehensive insurance: baggage delay, lost or stolen baggage, $500,000 travel accident, flight delay, hotel or motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.
Like all American Express Canada Cards, there is no minimum income requirement.
National Bank
National Bank World Elite Mastercard
The National Bank World Elite Mastercard® is NBC’s best Mastercard credit card.
Right now, with our exclusive welcome offer:
- Get up to 35,000 reward points
- Save on annual fees for the first year
- Get a chance to win $2,000 in travel credits courtesy of Transat
It’s the best time of year to apply for the National Bank World Elite Mastercard®!
With this card, you earn up to 5 points per dollar on your purchases:
- 5 points per dollar on grocery and restaurant purchases
- 2 points per dollar on gas and electric recharge purchases
- 2 points per dollar on recurring bills
- 2 points per dollar on À la carte Travel
- 1 point per dollar on all other purchases
And since it’s a National Bank Mastercard credit card, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
- Airport parking
- Baggage fees
- Seat selection
- Access to airport lounges
- Flight upgrades
In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia voted the National Bank World Elite Mastercard® the Best Travel Credit Card and the Best Credit Card for Insurance in 2023 and 2024.
BMO
BMO Ascend™ World Elite®* Mastercard®*
CIBC
CIBC Aeroplan® Visa Infinite* Card
With the CIBC Aeroplan® Visa Infinite* Card, you can earn up to 50,000 Aeroplan points and a first-year annual fee rebate:
- 10,000 Aeroplan points when you make your first purchase†.
- 20,000 Aeroplan points when you spend $6,000 or more during the first 4 monthly statements periods†.
- 20,000 Aeroplan points as an additional anniversary bonus when you have at least $15,000 in net purchases posted on your account during the first 12 monthly statement periods†.
- Plus, get an annual fee rebate for the first year (instead of $139)†
- Annual fee rebate for the first year for up to 3 additional cardholders (instead of $50 per additional card)†
- Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best CIBC credit card for occasional Air Canada travellers.
Scotiabank
Scotiabank®* Platinum American Express® Card
For a limited time, when you apply for the Scotiabank®* Platinum American Express® Card, you can earn up to 60,000 points. That’s a $600 value for travel purchases including Airbnb.
With the Scotiabank®* Platinum American Express® Card, you earn 2 points per dollar on all purchases. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back rewards.
Plus, with this card, you will not pay 2.5% foreign transaction fees on any foreign currency purchases, and you get ten complimentary visits to airport VIP lounges with the Priority Pass and Premium Plaza networks.
And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).
RBC
RBC Avion Visa Infinite Card
With this offer for the RBC Avion Visa Infinite Card, you can earn 35,000 Avion points upon approval. No purchase necessary!
You can use your Avion Rewards points for travel or redeem them with other loyalty programs such as :
- American Airlines AAdvantage
- British Airways Executive Club (and Qatar Airways Privilege Club)
- Cathay Pacific Asia Miles
- WestJet Rewards
The current welcome offer, for example, gives you the equivalent of 35,000 British Airways Avios or 350 WestJet Dollars.
With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.
What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.
RBC® British Airways Visa Infinite
With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn up to 60,000 Avios!
With this card, you get a Companion Award eVoucher (when you spend $30,000 or more in any calendar year). You can also take advantage of a 10% discount on British Airways flights when you book with your RBC British Airways Visa Infinite Card.
With the RBC British Airways Visa Infinite Card, you get:
- 3 Avios per dollar spent with British Airways and BA Holidays
- 2 Avios per dollar for grocery, dining and food delivery purchases
- 1 Avios per dollar for all other purchases
What’s more, you benefit from a wide range of insurance coverages:
- Out-of-Province/Country Emergency Medical Insurance
- Travel accident insurance
- Flight delay and essential items insurance
- Hotel or motel burglary insurance
- Collision and damage insurance for rental vehicles
TD
TD® Aeroplan® Visa Infinite* Card
With the TD® Aeroplan® Visa Infinite* Card, you can earn up to 50,000 Aeroplan points:
- A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
- 20,000 Aeroplan points when you spend $6,000 within 180 days of Account opening†
- Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of Account opening†
- $100 NEXUS fee rebate†
- Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best TD credit card for occasional Air Canada travellers.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per dollar of eligible purchases for:
- Grocery stores
- Gas stations
- Air Canada purchases, including Air Canada Vacations
TD First Class Travel® Visa Infinite* Card
With the TD First Class Travel® Visa Infinite* Card, you can earn up to 100,000 TD Points† and a first year annual fee rebate:
- Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card†
- Earn 80,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†.
- A Birthday Bonus of up to 10,000 TD Rewards Points†
Get an Annual Fee Rebate for the first year†.
With the TD First Class Travel® Visa Infinite* Card, you get:
- 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD
- 6 TD Rewards Points† for every $1 you spend on Groceries and Restaurants
- 4 TD Rewards Points† for every $1 you spend on regularly recurring bill payments set up on your Account
- 2 TD Rewards Points† For every $1 you spend on other Purchases
This TD credit card is one of the best TD travel rewards cards.