American Express® Gold Rewards Card 

American Express® Gold Rewards Card 
Welcome Bonus
Up to 60,000 Membership Rewards Points
Annual Fee
$250
  • $100 Annual Credit
  • Access to VIP Lounges
  • Transfer your points to airline and hotel partners
Interest rates
Purchase Rates
21.99 %
Cash Advance Rates
21.99 %
Balance Transfer Rates

american express gold rewards card
American Express® Gold Rewards Card
Up to 60,000 Membership Rewards Points
Apply Now

Offer

  • Earn up to 60,000 Membership Rewards® points:
  • New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
  • This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $250
First Additional Card $0
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 60,000 Membership Rewards Points
Minimum Spending Required $12,000
Minimum Spending Timeframe (Months) 12 month(s)
Transferable Points
Rewards Type Travel Rewards, Cash back
Transfer Partners Aeroplan, Asia Miles, British Airways Executive Club, Etihad Guest, Flying Blue, Flying Blue, Hilton Honors, Marriott Bonvoy, Membership Rewards American Express
Loyalty Program Membership Rewards American Express
Annual Credit
Nexus Membership $50
VIP Lounges
Lounge Annual Visits included 4
Nexus Credit

Earnings

Per dollar of purchases

All Spending 1 Membership Rewards Point
Groceries 2 Membership Rewards Points
Gas 2 Membership Rewards Points
Dining and Food delivery 1 Membership Rewards Point
Convenience Stores 1 Membership Rewards Point
Drugstores 2 Membership Rewards Points
Local Transport 1 Membership Rewards Point
Travel 2 Membership Rewards Points
Entertainment 1 Membership Rewards Point
Recurring Payments 1 Membership Rewards Point
Telecom/Internet 1 Membership Rewards Point
Streaming services 1 Membership Rewards Point
Online transactions 1 Membership Rewards Point
Office Supplies 1 Membership Rewards Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document
4.50 Milesopedia Rating