Offer
- Get a 2.99% introductory interest rate with 0% fee on balance transfers for the first 6 months (22.99% after that; annual fee $39). Offer ends Oct 31,2024
- Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.
- Earn 1% cash back on all other eligible purchases.
Fees & Conditions
Personal Income
$12,000
Household Income
$12,000
Annual Fee
$39
First Additional Card
$15
Other Additional Card
$15
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Balance Transfer
Balance Transfer Intro Duration
6 month(s)
Balance Transfer - Promotional Rate
2.99%
Balance Transfer Fees
0%
Advantages
Offer ends on
Oct 31, 2024
Earnings
Per dollar of purchases
All Spending
1 %
Groceries
2 %
Gas
2 %
Dining and Food delivery
1 %
Convenience Stores
1 %
Drugstores
2 %
Local Transport
1 %
Travel
1 %
Entertainment
1 %
Recurring Payments
2 %
Telecom/Internet
1 %
Streaming services
1 %
Online transactions
1 %
Office Supplies
1 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Legal
*Conditions apply.