SimplyCash® Preferred Card from American Express 

SimplyCash® Preferred Card from American Express 
Welcome Bonus
Up to $400 cash back
Annual Fee
$119.88
  • 4% cash back on grocery purchases
  • 4% cash back on gas purchases
  • American Express Online Promotional Offers
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
21.99 %
Balance Transfer Rates

N Carte sélecte RemiseSimple American Express
SimplyCash® Preferred Card from American Express
Up to $400 cash back
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Offer

  • In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months
  • Earn accelerated earn rates on eligible gas and grocery purchases
  • Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Extensive insurance coverage and 24/7 Customer Service

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $119.88
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $400 cash back
Minimum Spending Required $7,500
Minimum Spending Timeframe (Months) 10 month(s)

Earnings

Per dollar of purchases

All Spending 2 %
Groceries 4 %
Gas 4 %
Dining and Food delivery 2 %
Convenience Stores 2 %
Drugstores 2 %
Local Transport 2 %
Travel 2 %
Entertainment 2 %
Recurring Payments 2 %
Telecom/Internet 2 %
Streaming services 2 %
Online transactions 2 %
Office Supplies 2 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$500

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
Insurance Document
4.75 Milesopedia Rating