Offer
Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions apply. Account must be approved by June 3, 2024.
- Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made†.
- Get an Annual Fee Rebate for the first year†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by June 4, 2024.
- Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases†, and on regularly recurring bill payments† set up on your account
- Earn 1% Cash Back Dollars on all other Purchases made with your Card†
- Earn Cash Back Dollars on every eligible purchase.
- Redeem your Cash Back Dollars to help pay down your Account balance whenever you please – the choice is yours!†
- Your Cash Back Dollars never expire as long as your account is open and in good standing
- Emergency Road Services with Deluxe TD Auto Club Membership
- Complimentary Visa Infinite* Concierge service† available 24/7
- Mobile Device Insurance†
Fees & Conditions
Personal Income
$60,000
Household Income
$100,000
Annual Fee
$139
First Year Annual Fee Rebate
First Additional Card
$50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Purchase Rate (QC)
20.99%
Cash Advance Rate (QC)
20.99%
Balance Transfer Rates (QC)
20.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Jun 3, 2024
Welcome Bonus amount
Up to $350 cash back†
Minimum Spending Required
$3,500
Minimum Spending Timeframe (Months)
3 month(s)
Concierge
Earnings
Per dollar of purchases
All Spending
1 %
Groceries
3 %
Gas
3 %
Dining and Food delivery
1 %
Convenience Stores
1 %
Drugstores
1 %
Local Transport
1 %
Travel
1 %
Entertainment
1 %
Recurring Payments
3 %
Telecom/Internet
1 %
Streaming services
1 %
Online transactions
1 %
Office Supplies
1 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
10 day(s)
Travel medical insurance up to 64 years old
$2,000,000
10 day(s)
Travel medical insurance 65+
$2,000,000
4 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
Price Protection
Legal
†Terms and conditions apply.